CHIPUSD.AI
AI-credit / GPU-loan stablecoin protocol on Arbitrum · TGE Apr 21, 2026 · Arbitrum
FDV vs unlock schedule
Green line = realised FDV (close × total supply, since TGE). Amber bars from x-axis = cumulative supply unlocked (right axis, 0-100%). Future price unknown — line stops at "today"; bars continue forward.
Allocation & vesting
Per-bucket share of the 10.00B fixed supply, with cliff and vesting curve.
| bucket | % of supply | tokens | TGE % | cliff | vesting |
|---|---|---|---|---|---|
| Ecosystem Bootstrapping ⚠ First 10% via Allo Game S1 (3% airdrop + 7% CoinList public sale, TGE-unlocked) | 27.5% | 2.75B | 36% | — | Discretionary / season-based |
| Investors ⚠ Series A $13.4M + Strategic + Extended Seed $4M | 29.6% | 2.96B | 0% | 12M | 12mo cliff → 33% unlock → 24mo monthly linear |
| Core Contributors ⚠ Permian Labs team | 23.5% | 2.35B | 0% | 12M | 12mo cliff → 33% unlock → 24mo monthly linear |
| Reserve ⚠ Grants/partnerships/R&D — schedule not specified | 19.5% | 1.95B | — | — | Discretionary |
Cumulative supply unlock
Per project tokenomics. Each row is a checkpoint.
Key dates
Past + upcoming events. Severity rail on the left.
- Oct 24, 2025past
CoinDesk feature
USDai synthetic dollar publicly launches on Arbitrum. M0-backed, GPU-loan yield model.
- Feb 27, 2026past
CoinList Level Up ICO closes
$19.4M at $0.03 = $300M initial FDV. 700M CHIP (7% supply) sold. First crypto Level Up.
- Mar 30, 2026past
TGE — claims open (non-transferable)
CHIP claimable by ICO + airdrop participants. Claim deadline May 30, 2026.
- Apr 21, 2026past
Transferability + tier-1 CEX listings
Simultaneous spot listings on Binance, Coinbase, Upbit, Bithumb, Bybit, Robinhood + Binance perps.
- Apr 23, 2026past
ATH $0.1393
Peak FDV ~$1.39B two days post-listing. Since corrected -54%.
- May 30, 2026
CHIP claim deadline
ICO + airdrop claim window closes. Unclaimed → Foundation.
- Jun 17, 2026
Protected CHIP YT maturity #1
Level Up ICO Protected CHIP settles at $270M FDV. Difference refunded in USDC.
- Oct 14, 2026
Protected CHIP YT maturity #2
Second Protected CHIP tranche settles at $190M FDV.
- Apr 21, 2027
🔥🔥 Insider cliff — 53.1% of supply enters vesting
Investors (29.6%) + Core Contributors (23.5%): 33% of each unlocks day-one = ~17.5% of total supply hits at once, then monthly drip 24mo.
- Apr 21, 2029
Insider vesting complete
Investors + Core Contributors fully unlocked.
Notable — Apr 21, 2026
GPU-backed credit hits 9 CEXs day-one — then -54% in 48h
- CHIP launched into Binance + Coinbase + Upbit + Bithumb simultaneously — rare tier-1 sweep on transferability day. FDV peaked at $1.39B on Apr 23.
- By May 10 price had bled to $0.064, a -54% drawdown to $635M FDV. CoinList ICO buyers at $0.03 still 2.13x in profit.
- Protected CHIP mechanism: Jun 17 ($270M FDV) and Oct 14 ($190M FDV) Pendle-style YT maturities. If market trades below, ICO buyers get USDC refund.
- Real overhang: April 21, 2027 — 53.1% of supply (Investors + Contributors) sits fully locked until that day, then 33% of those buckets unlocks at once = ~17.5% of total supply in a single day.
Funding history
| round | closed | raised | price |
|---|---|---|---|
| Series A | Aug 14, 2025 | $13M | — |
| Strategic | Aug 26, 2025 | — | — |
| Extended Seed | Sep 23, 2025 | $4M | — |
| CoinList Level Up public sale | Feb 27, 2026 | $19M | $0.03 |
Known data gaps
- Exact TGE-day bucket unlocks not published — Ecosystem 36% TGE figure back-derived.
- Reserve (19.5%) has no publicly disclosed vesting schedule.
- Per-round investor names + Aug-2025 Strategic amount behind CryptoRank paywall.
- Cumulative Year-1/2/3 percentages are modeled estimates, ±5pp margin.
Sources
- USD.AI Docs — Tokenomics— 27.5/29.6/23.5/19.5 allocation + 12mo cliff + 33% + 24mo monthly vesting
- USD.AI insights — $CHIP Is Live— Transferability Apr 21 2026; Protected CHIP YT maturities
- ICO Drops — USD.AI— Funding rounds with dates and amounts
- CryptoRank — USD.AI— FDV, initial FDV, total raised
- CoinMarketCap — USD.AI— ATH $0.1393 (Apr 23 2026)
- CoinDesk — USDai— Protocol thesis, GPU-loan yield