HUMAHuma Finance
PayFi network — income-backed cross-border financing on Solana · TGE May 26, 2025 · Solana
FDV vs unlock schedule
Green line = realised FDV (close × total supply, since TGE). Amber bars from x-axis = cumulative supply unlocked (right axis, 0-100%). Future price unknown — line stops at "today"; bars continue forward.
Allocation & vesting
Per-bucket share of the 10.00B fixed supply, with cliff and vesting curve.
| bucket | % of supply | tokens | TGE % | cliff | vesting |
|---|---|---|---|---|---|
| LP & Ecosystem Incentives ⚠ Largest TGE chunk. Quarterly deflationary 7% decay. | 31% | 3.10B | 5% | — | Deflationary decay 7%/quarter |
| Investors ⚠ Original 12mo cliff extended +6mo to Nov 2025 | 20.6% | 2.06B | 0% | 18M | 18mo cliff + 36mo quarterly linear |
| Team & Advisors ⚠ Same extended-cliff terms as investors | 19.3% | 1.93B | 0% | 18M | 18mo cliff + 36mo quarterly linear |
| Protocol Treasury ⚠ 1% TGE + 8 quarterly tranches | 11.1% | 1.11B | 1% | — | TGE + quarterly tranches |
| CEX Listings & Marketing ⚠ Includes 2.5% Binance Launchpool, rest discretionary | 7% | 700.0M | — | — | Discretionary |
| Initial Airdrop (Season 0) ⚠ 65% LPs TGE / 25% partners staged / 10% community TGE | 5% | 500.0M | 75% | — | Partial vesting |
| MM & On-chain Liquidity ⚠ 100% TGE | 4% | 400.0M | 100% | — | TGE 100% |
| Pre-Sale ⚠ Vesting assumed similar to Investors | 2% | 200.0M | 0% | 18M | 18mo cliff + 36mo linear |
| Strategic Token Swap ⚠ Reserved — not yet allocated | 0.33% | 33.0M | 0% | — | Reserved |
Cumulative supply unlock
Per project tokenomics. Each row is a checkpoint.
Key dates
Past + upcoming events. Severity rail on the left.
- May 23, 2025past
Binance Launchpool opens
250M HUMA (2.5%) farmed via BNB/FDUSD/USDC over 3 days.
- May 26, 2025past
TGE + Binance/Bitget/OKX listing
Initial circulating 1.733B (17.33%). ATH same day at ~$0.1176.
- Aug 26, 2025past
Second airdrop (~3mo)
2.1% supply distributed to LPs. LP/Ecosystem decay schedule begins.
- Nov 26, 2025past
🔥 Team + Investor cliff ends (extended)
Original 12mo cliff voluntarily extended +6mo. First major unlock for team (19.3%) + investors (20.6%) begins. ~3.3% quarterly release thereafter.
- Feb 26, 2026past
Q1 2026 unlock
First quarterly tranche of team + investor (~3.3% / 330M HUMA).
- May 26, 2026
Year 1 anniversary
Q2 team/investor unlock + continued decay. ~38% circulating.
- Nov 26, 2026
Q4 2026 unlock
Treasury allocation fully unlocked by this point.
- Nov 26, 2028
Team + Investor vesting complete
Final quarterly tranche. ~88% unlocked.
- May 26, 2029
Full unlock
All vesting complete per Tokenomist projection.
Notable — Nov 26, 2025
Team + investors voluntarily extended cliff by 6 months
- Launched May 26 2025 as flagship "PayFi" network on Solana. ATH ~$0.1176 day-one, FDV ~$1.18B.
- Within 12 months: ~$0.022 (-81% from ATH).
- In response, team + investors voluntarily extended their cliff by 6 months (May → Nov 2025) to ease sell pressure — rare gesture, generally read as bullish conviction.
- Nov 26 2025 was first real test: ~3.3% (330M HUMA) of team/investor allocation entered linear quarterly vesting. From here through Nov 2028, each quarter adds ~3.3% supply — steady drip rather than cliff dump.
Funding history
| round | closed | raised | price |
|---|---|---|---|
| Seed (ParaFi) | Feb 15, 2023 | $8M | — |
| Series A (Fenbushi + HashKey) | Sep 11, 2024 | $38M | — |
Known data gaps
- Public sale price not officially disclosed.
- Pre-Sale (2%) vesting terms not explicitly published — assumed in-line with investors.
- CEX & Marketing (7%) release cadence is discretionary.
- Cumulative percentages are best-estimate projections (±2pp vs Tokenomist live).
- ATH varies by aggregator ($0.1156-$0.1176). Used CMC.
Sources
- Introducing $HUMA (Huma Blog)— Total supply 10B, allocation table, vesting structure
- HUMA Airdrop: PayFi Decentralized— Season 0 = 5%, distribution mechanics, second airdrop 2.1% @ 3mo
- Tokenomist — Huma Finance— Circulating 1.733B (17.33%) at TGE, FDV $228.89M, next unlock May 26 2026
- ICO Drops — Huma Finance— Seed Q1 2023 $8.3M ParaFi; Series A Sep 2024 $38M Fenbushi+HashKey
- CoinMarketCap — Huma Finance— ATH $0.1176 (May 26 2025); circulating ~2.9B
- CMC AI — HUMA lock-up extension— Six-month lock-up extension to Nov 26 2025
- Solana Explorer — HUMA mint— SPL mint address